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Utility Deposit Surety Bonds

Atmos Energy Utility Deposit Bonds

If Atmos Energy has requested a security deposit for your natural gas account, a utility deposit surety bond may provide an alternative to tying up the full deposit amount in cash when Atmos accepts a bond for the account.

Lavon Insurance can help you apply online for an Atmos Energy utility deposit bond based on the deposit amount required for your account.

Keep Your Cash Available

What Is an Atmos Energy Utility Deposit Bond?

Utilities may require customers to provide financial security before establishing or continuing service. The most familiar form of security is a cash deposit.

A utility deposit surety bond is a financial guarantee issued by a surety company for the benefit of the utility. When accepted, the bond may allow the customer to satisfy the utility’s security requirement without depositing the entire required amount in cash.

The customer remains responsible for paying the natural gas bill. If the surety is required to pay a valid claim under the bond, the bonded customer may be responsible for reimbursing the surety.

The amount of the bond generally corresponds to the security amount Atmos Energy requires for the account, subject to Atmos and surety requirements.

Before purchasing the bond: Confirm with Atmos Energy that a surety bond is acceptable for your specific account and obtain the required bond amount and any instructions or bond form Atmos provides.
An Alternative to Cash

Why Use a Utility Deposit Bond?

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Preserve Cash

Instead of placing the full security amount with the utility, an accepted surety bond may allow you to keep more working capital available.

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Establish Natural Gas Service

The bond may be used to satisfy an applicable utility security requirement when Atmos Energy approves the bond as an acceptable form of security.

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Financial Guarantee

The bond gives the utility a financial guarantee up to the bond amount, subject to the terms of the bond.

Compare Your Options

Cash Deposit vs. Utility Deposit Bond

Cash Utility Deposit

The customer provides the required deposit directly to the utility.

That money may remain tied up while the deposit is required.

Refund and interest rules depend on the applicable tariff and customer circumstances.

Utility Deposit Surety Bond

The customer purchases a surety bond for the amount required by the utility.

When accepted by Atmos Energy, the bond can provide financial security without requiring the customer to place the entire bond amount with the utility.

The customer pays a bond premium and remains responsible for the underlying utility obligation.

Utility Customers

Who May Benefit From an Atmos Energy Deposit Bond?

Commercial Customers

Businesses facing a sizable utility security requirement may prefer to preserve operating cash rather than place the full amount on deposit.

Property Owners & Developers

Owners establishing gas service for a property or project may encounter utility deposit requirements depending on the account and service circumstances.

Other Eligible Customers

Any customer specifically advised by Atmos Energy that an acceptable utility deposit bond may be used can explore the surety option.

Getting Bonded

How to Get an Atmos Energy Utility Deposit Bond

1

Confirm the Deposit Requirement

Contact Atmos Energy and determine the security deposit amount required for your account.

2

Confirm Bond Acceptance

Ask Atmos whether a surety bond is acceptable for your account and obtain any required bond wording or instructions.

3

Apply Online

Complete the Atmos Energy utility deposit bond application with the required customer and account information.

4

Provide the Bond to Atmos

Once approved and issued, submit the bond according to the instructions Atmos Energy provides.

Before You Apply

Information You May Need

  • Legal customer or business name
  • Service address
  • Atmos Energy account number, if already assigned
  • Required utility deposit or bond amount
  • Requested bond effective date
  • Atmos Energy bond form or instructions, if supplied
  • Business ownership information, when applicable
  • Financial or underwriting information requested by the surety
Atmos Energy Deposits

Why Might Atmos Energy Require a Deposit?

Atmos Energy may evaluate whether a deposit is required when establishing service. Its online service-start process notes that customer information may be used to determine whether a deposit is necessary.

In Atmos Energy’s Texas Mid-Tex tariff, commercial or industrial customers may be required to provide a deposit sufficient to reasonably protect the utility against the assumed risk.

Deposit requirements can vary based on the customer, account history, service class, service area and applicable tariff. Contact Atmos Energy for the amount and security options applicable to your specific account.

Lavon Insurance

Utility Deposit Bond Assistance

Lavon Insurance helps Texas individuals and businesses obtain utility and other surety bonds through available surety markets.

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Apply Online

Start your Atmos Energy utility deposit bond application through our online surety platform.

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Preserve Working Capital

When accepted by the utility, a surety bond can help avoid tying up the entire required security amount as a cash deposit.

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Personal Assistance

If Atmos provided you with bond instructions or a required amount, contact us if you need help identifying the information needed for the application.

Common Questions

Atmos Energy Utility Deposit Bond FAQs

What is an Atmos Energy utility deposit bond?
It is a surety bond that may provide financial security to Atmos Energy in place of a cash utility deposit when Atmos accepts a bond for the customer’s account.
Does every Atmos Energy customer qualify to use a bond instead of cash?
No. Acceptance can depend on the account type, service area, applicable tariff, Atmos Energy requirements and surety underwriting. Confirm acceptance with Atmos before purchasing the bond.
How much does the Atmos Energy bond need to be?
The required bond amount should be based on the security requirement Atmos Energy provides for the specific account. Do not assume a standard amount for every customer.
Is the bond amount the same as the price of the bond?
No. The bond amount is the financial guarantee provided to the utility. The customer pays a premium determined by the surety’s underwriting requirements.
Does the bond pay my Atmos Energy bill?
No. The customer remains responsible for paying utility bills. The bond is a financial guarantee for the benefit of the utility, not a substitute for paying the account.
What happens if the surety pays a claim?
Surety bonds are different from traditional insurance. If a surety pays a valid claim, the bonded customer may be required to reimburse the surety according to the indemnity agreement and bond terms.
Can businesses use an Atmos Energy utility deposit bond?
A utility deposit bond can be particularly useful for commercial customers facing a significant deposit requirement, provided Atmos Energy accepts the bond for that account.
Can I apply for the Atmos Energy bond online?
Yes. Use the online application linked on this page. Before applying, confirm the required bond amount and any Atmos Energy bond instructions.
Avoid Tying Up Cash

Apply for an Atmos Energy Utility Deposit Bond

If Atmos Energy has told you that a surety bond can be used to satisfy your utility security requirement, start your application online through Lavon Insurance.

Bond acceptance, required amount, account eligibility, premium and underwriting requirements vary. Confirm the security requirement and bond acceptance directly with Atmos Energy before purchasing.