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Lavon Insurance

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Texas Surety Bonds

Surety Bonds for Texas Businesses and Individuals

Lavon Insurance helps businesses, contractors and individuals obtain surety bonds for licensing, permits, contracts, vehicle titles, court requirements and other financial guarantee obligations.

Many common bonds can be quoted and purchased online, while more complex bonds may require additional underwriting.

Common Surety Bonds

  • License and permit bonds
  • Contractor bonds
  • Title bonds
  • Utility deposit bonds
  • Court and fiduciary bonds
  • Notary bonds
  • Public official bonds
  • Commercial surety bonds
Understanding Surety

What Is a Surety Bond?

A surety bond is a financial guarantee involving three parties: the principal, the obligee and the surety company.

Principal

The person or business required to obtain the bond.

Obligee

The government agency, municipality, business or other organization requiring the bond.

Surety

The company that issues the bond and provides the financial guarantee required by the obligee.

Bond Solutions

Types of Surety Bonds We Can Help With

Bond requirements vary by industry, government agency, contract and individual situation.

License & Permit Bonds

Many professions and businesses are required to maintain a bond as a condition of obtaining or renewing a license or permit.

Contractor Bonds

Contractors may need bonds for municipal permits, construction projects, public work or contractual obligations.

Texas Title Bonds

A bonded title may be required when vehicle ownership cannot be established through the normal title process.

Learn about Texas title bonds →

Utility Deposit Bonds

Some utility providers and municipalities allow a surety bond to satisfy certain deposit requirements instead of requiring the full amount in cash.

Court & Fiduciary Bonds

Courts may require bonds for estates, guardianships, appeals and other legal or fiduciary responsibilities.

Commercial Surety Bonds

Businesses may need specialized surety bonds to satisfy regulatory, contractual or financial obligations.

Financial Flexibility

Why Use a Surety Bond?

Meet Requirements

A surety bond may be required before a license, permit, contract or other obligation can be approved.

Preserve Working Capital

Where accepted, a surety bond may provide an alternative to placing a large amount of cash on deposit.

Demonstrate Financial Responsibility

Bonds provide the obligee with a financial guarantee that certain legal, contractual or regulatory obligations will be met.

Getting Bonded

How to Get a Surety Bond

1

Identify the Bond

Determine the type of bond, required amount and the organization requiring it.

2

Apply

Provide the required business, personal or financial information for underwriting.

3

Receive Your Bond

Once approved and purchased, provide the bond to the agency, municipality or organization requiring it.

Serving Texas

Surety Bonds in Lavon, Dallas and Across Texas

Lavon Insurance is an independent insurance agency located in Lavon, Texas. We help businesses and individuals throughout North Texas and across the state obtain surety bonds for a variety of requirements.

Frequently Asked Questions

Surety Bond FAQs

Is a surety bond the same as insurance?
No. Although surety bonds are commonly obtained through insurance agencies, a surety bond is a financial guarantee involving the principal, obligee and surety company.
How much does a surety bond cost?
The cost depends on the type and amount of the bond, underwriting requirements and, for some bonds, the applicant’s credit or financial condition.
Can I buy a surety bond online?
Many common surety bonds can be quoted and purchased online. More complex bonds may require additional underwriting or supporting documentation.
How quickly can I get a surety bond?
Some common bonds can be issued quickly after the required information is submitted. Larger or more complex bonds may require additional review.
What information do I need to apply?
Requirements vary by bond. You may need the legal name of the principal, bond amount, obligee information, required bond form, business details and financial or credit information.
Does Lavon Insurance offer surety bonds throughout Texas?
Yes. Lavon Insurance can assist customers throughout Texas with many types of surety bonds, subject to availability and underwriting requirements.
Ready to Get Bonded?

Get Your Texas Surety Bond

Start online or contact Lavon Insurance if you need help identifying the bond required for your business, license, permit or other obligation.