Farm insurance, also known as agricultural insurance, protects farmers and ranchers from financial loss due to various risks associated with farming operations. These risks include damage to crops, livestock, equipment, buildings, and other assets on the farm, as well as liability risks and income loss due to unexpected events.
Farm insurance typically includes coverage for:
Property Insurance
Covers damage to farm buildings, equipment, and machinery from events like fires, storms, theft, or vandalism.
Crop Insurance
Protects against the loss of crops due to adverse weather, disease, pests, or other natural disasters.
Livestock Insurance: Covers the loss or death of livestock due to disease, accidents, or extreme weather conditions.
Liability Insurance
Provides coverage for accidents or injuries that occur on the farm, including accidents involving visitors, employees, or damage caused by farm operations (e.g., equipment causing damage to neighboring properties).
Business Interruption Insurance
When operations halt due to a covered event, for example a storm damaging the farm’s production capacity, business interruption insurance replaces lost income.
Not all Farms are alike. You policy should be customized to meet your specific needs. Whether you have a crop farm, dairy farm, or livestock ranches we will match you with suitable coverage. It helps mitigate financial risks and ensures that farmers have the resources to recover and continue their operations after unexpected losses.
Legacy Insurance Agency is located in a small Texas town with deep agricultural roots. We know farm insurance!