Select the right agent

While loyalty is commendable, if your insurance agent only works for one carrier you could be missing out on lower rates. By selecting an independent agent who sells policies from multiple carriers you will have a wider range of options that can deliver you greater value.

Select an Insurance Carrier that is right for your needs.

When it comes to saving money on auto insurance selecting a carrier that is the best fit for your credit, claims history, your home address and the type of cars you drive is the best way to lower your rates. Your independent insurance agent will find you the best carrier for your specific needs.

Participate in Telemetrics

By sharing your daily driving habits with your insurance company, you can lower your premiums. Some carriers will offer 10% or to those who exhibit safe driving characteristics.

Bundle your policies

If you have other policies with your insurance agent, make sure they quote you a bundle price. Many carriers will provide you a lower premium if you have a home or renters policy with them or the insurance agency.

Make sure you have all the discounts you’re eligible for

Insurance companies are finding creative ways to extend discounts. Make sure you have all the discounts your carrier offers.