Select the right agent
While loyalty is commendable, if your insurance agent only works for one carrier you could be missing out on lower rates. By selecting an independent agent who sells policies from multiple carriers you will have a wider range of options that can deliver you greater value.
Select an Insurance Carrier that is right for your needs.
When it comes to saving money on auto insurance selecting a carrier that is the best fit for your credit, claims history, your home address and the type of cars you drive is the best way to lower your rates. Your independent insurance agent will find you the best carrier for your specific needs.
Participate in Telemetrics
By sharing your daily driving habits with your insurance company, you can lower your premiums. Some carriers will offer 10% or to those who exhibit safe driving characteristics.
Bundle your policies
If you have other policies with your insurance agent, make sure they quote you a bundle price. Many carriers will provide you a lower premium if you have a home or renters policy with them or the insurance agency.
Make sure you have all the discounts you’re eligible for
Insurance companies are finding creative ways to extend discounts. Make sure you have all the discounts your carrier offers.
** “I’ve heard that some insurers offer discounts for installing certain types of technology in my car. Does this mean I should consider turning my car into a high-tech, self-driving machine to save on insurance, or are there more subtle and affordable options?
Most auto insurers offer a discount if you allow them to track your driving habits. This is usually done via an app on your phone. It’s completely optional, but definitely a way to add savings to your policy. Not only do you save on your insurance premium statistics have shown those enrolled in driving tel-metric programs are involved in fewer accidents. If you’re interested in other ways to save give us a call we’ll look at your unique circumstances and match you with a carrier that is the best fit.